Terms & Conditions

These Terms & Conditions form an agreement between you and ATC Trading Academy regarding your use of our website, educational content, courses and related services.

By using the website, submitting an enquiry, registering for a course, making a payment or otherwise participating in our services, you agree to comply with these Terms and all applicable laws.

If you are using our services on behalf of another person or organisation, you represent that you have the authority to accept these Terms on their behalf.

ATC Trading Academy provides educational content and learning programs relating to the stock market, investing, trading, market concepts and related financial education.

Our website may contain information about courses, upcoming batches, mentors, student experiences, educational material, videos and other resources.

Course structure, curriculum, mentors, schedules, delivery format, batch dates and other program details may be updated when reasonably necessary.

ATC may conduct the same core educational program through different batches throughout the year. A new batch does not necessarily represent a new course.

Information regarding batch dates, timings, availability and enrolment requirements will be communicated through the website or other official ATC communication channels.

Enrolment may be subject to availability, eligibility requirements, payment of applicable fees and acceptance of the applicable course terms.

ATC reserves the right to change batch schedules or make reasonable changes to course delivery where circumstances require it. Where a material change affects an enrolled student, ATC will communicate the relevant information through an appropriate channel.

Course fees and other applicable charges will be displayed or communicated before enrolment or payment, as applicable.

You are responsible for providing accurate payment and billing information and completing payments through the payment methods made available by ATC or its authorised payment providers.

Applicable taxes, transaction charges or other clearly disclosed fees may apply where required.

A payment should not be considered confirmation of enrolment until ATC or its authorised system has confirmed the transaction and enrolment.

Cancellation and refund eligibility depends on the specific course, batch and payment terms applicable at the time of enrolment.

Any refund, cancellation or transfer conditions communicated before purchase will form part of the applicable transaction terms.

Where a refund is approved, the amount and method of refund will be handled according to the applicable refund policy and payment provider procedures.

ATC will not use a blanket "no refund" statement to override rights that cannot legally be excluded. Any course-specific refund policy should therefore be published clearly before payment.

Course access is provided to the enrolled student according to the course and batch terms applicable to their enrolment.

Course materials, recordings, documents, links, presentations and other educational resources may be subject to access restrictions and may be available only for a specified period.

Students must not share paid course credentials, private course links, recordings or restricted educational materials with persons who are not authorised to access them.

ATC Trading Academy provides educational and informational content. Our courses are intended to improve a student's understanding of stock market concepts and related financial topics.

Information provided through the website, courses, videos, mentors or other educational materials is not intended to constitute personalised investment advice, financial advice, tax advice or legal advice.

Students should independently evaluate any investment or trading decision and, where appropriate, consult a qualified professional.

Financial markets involve risk, uncertainty and the possibility of loss. Past performance, examples, student experiences or educational outcomes do not guarantee future results.

ATC does not guarantee that completing a course will result in profits, employment, income, successful trading, investment returns or any particular financial outcome.

Any statements about student experiences or results represent the experiences of those individuals and should not be interpreted as a promise of similar results for every student.

Students are responsible for:

• Providing accurate information during enrolment or communication.
• Maintaining the confidentiality of their account credentials.
• Attending classes and completing learning activities where applicable.
• Using educational material only for lawful and permitted purposes.
• Following reasonable instructions provided by mentors and ATC staff.
• Respecting other students, mentors and staff.
• Making their own financial decisions and accepting responsibility for those decisions.

ATC may take reasonable action where a student's conduct materially disrupts classes, harms other participants or violates these Terms.

Unless otherwise stated, the website and its content—including text, graphics, branding, logos, course materials, videos, presentations, designs, photographs and educational resources—are owned by or licensed to ATC Trading Academy.

You may access and use course material for your personal educational purposes only, subject to your applicable course access rights.

Without prior written permission, you must not:

• Copy or reproduce substantial portions of paid course material.
• Upload course recordings or restricted materials to public platforms.
• Sell, sublicense or commercially distribute ATC educational materials.
• Remove copyright, branding or ownership notices.
• Create a competing commercial product using substantial protected ATC material.

Nothing in these Terms transfers ownership of ATC intellectual property to you.

You must not use the website or services to:

• Violate any applicable law or regulation.
• Attempt to gain unauthorised access to the website, systems or accounts.
• Interfere with website security or functionality.
• Upload malicious software, harmful code or deceptive content.
• Impersonate ATC, its mentors, employees or another user.
• Harass, threaten or abuse students, mentors or staff.
• Scrape, copy or systematically extract website content without permission.
• Use ATC content for fraudulent or misleading purposes.

The website may use or link to third-party services, including video platforms, payment providers, communication platforms, analytics services, social media platforms and other technology providers.

Your use of third-party services may be governed by the terms and privacy policies of those providers.

ATC is not responsible for third-party services outside its reasonable control, including their availability, security, content or privacy practices.

The website may display student reviews, testimonials, photographs, videos or other experiences where ATC has appropriate permission or another lawful basis to publish them.

Testimonials represent the opinions and experiences of the individuals shown or quoted. They should not be interpreted as guarantees of the results another student will achieve.

If you believe a review or testimonial has been displayed incorrectly or without appropriate permission, please contact ATC so the matter can be reviewed.

Your use of the website is also subject to our Privacy Policy, which explains how ATC Trading Academy handles personal information.

The Privacy Policy forms part of these Terms to the extent applicable to the processing of personal information.

We aim to keep the website and services available, reliable and secure, but we do not guarantee that the website will always be available without interruption.

The website may occasionally be unavailable because of maintenance, upgrades, technical problems, network failures, security incidents or events outside our reasonable control.

We may modify, suspend or discontinue particular website features where reasonably necessary.

To the maximum extent permitted by applicable law, ATC Trading Academy will not be responsible for losses arising solely from your independent investment or trading decisions, market movements, loss of profits, or reliance on general educational information where such liability cannot otherwise be imposed under applicable law.

Nothing in these Terms is intended to exclude or limit liability that cannot legally be excluded or limited under applicable law.

Nothing in these Terms limits any statutory rights available to consumers that cannot lawfully be waived.

ATC may suspend or terminate access to certain website features, accounts or course services where reasonably necessary, including where a user materially breaches these Terms.

Where appropriate and legally required, ATC may provide notice and an opportunity to resolve the relevant issue before taking action.

Termination or suspension does not affect rights or obligations that by their nature should continue after termination, including intellectual property, payment obligations and applicable dispute provisions.

We may update these Terms & Conditions from time to time to reflect changes in our services, website, business practices or applicable legal requirements.

The updated Terms will be published on this page with a revised "Last Updated" date.

Your continued use of the website after an update means that you acknowledge the updated Terms, subject to any rights that require specific notice or consent under applicable law.

These Terms are intended to be governed by the laws applicable in India, subject to mandatory consumer protection and other applicable legal rights.

Any dispute should first be raised with ATC Trading Academy so that the parties have a reasonable opportunity to resolve the matter amicably.

Where a dispute cannot be resolved informally, it may be addressed through the appropriate legal or dispute-resolution mechanism available under applicable law.

If you have questions about these Terms, a course, payment, cancellation, refund or any other matter relating to ATC Trading Academy, please contact us through our official contact channels.